Self Managed Super Funds
SMSF Lending Made Easy
You already know a Self Managed Super Fund (SMSF) provides you with control, flexibility and choice. You get to decide where and when you invest the assets of your Fund. It also allows you the option for borrowing for direct investment in property through SMSF Lending with a Limited Recourse Borrowing Arrangement (LRBA).
With Australia's preference for real estate, it's not surprising that the number of people using their SMSF to invest directly in commercial and residential property is growing steadily. Direct investment in real property now accounts for around 80 billion dollars or 15% of the total assets invested in SMSFs.
Specialists in Limited Recourse Borrowing Arrangements
While there are clear guidelines about what your Fund can do and can't do, borrowing to invest within your SMSF follows similar fundamental principles as borrowing to invest outside your fund.
Some of the key benefits of borrowing within an SMSF to invest in property are:
Increased Purchasing Power
Using LRBA's can help you diversify your portfolio by adding real property assets to your investment mix.
Accelerate your wealth
Tax and interest savings can help pay down the loan and build equity faster. There may also be tax advantages for you if you're a business owner and cquire commercial property in your SMSF.
Choice of options including loan terms, repayment types, even an offset account
Use your Self Managed Super Fund to buy residential or commercial investment property
We can assist you with finance from a range of lenders that will suit you and your fund's circumstances and investment strategy and you'll benefit from dealing with a qualified SMSF lending consultant.
Borrow 70% of property value
Cover repayments with rental income and your SGC
Fixed and variable rate options
Interest only available